Hotel/Motel Umbrella Programs

Hotel & Motel Hospitality InsuranceWe offer a standalone umbrella insurance policy designed for limited-service, franchised hotels and motels in all states except Alaska. The program is underwritten by an “A” rated (XIV)(Admitted) carrier exclusive to our facility and it is only to Insurance Agents/Brokers.

This best-in-class standalone umbrella facility is very competitive (from a pricing, coverage and commission standpoint). More information can be found at our dedicated website ( but here’s an overview:

  • Designed for limited-service, franchised Hotels & Motels.
  • Underwritten by a nationally-known, “name-brand” carrier (“A” rated, XIV) on ADMITTED paper.
  • Limits offered at $5M, $10M, $15M
  • No surcharges for Swimming Pools.
  • No additional fees.
  • Low minimum premiums: $1,250 ($5M), $2,500 ($10M) and $3,750 ($15M).
  • Policies issued within 2 weeks of the Binder being released.
  • Up to 1 owned auto included at no additional cost (passenger transport excluded).

A quick online indication engine (non-binding) can be found at our website:

We can typically work with the supplemental umbrella applications from other facilities.

For more information, please call Bill Cleave today at (609) 818-9534.

March 2nd, 2017 by Sangamon Associates